Personalized spending insights, an AI advisor that knows your numbers, credit card recommendations matched to how you actually spend, and bill splitting with friends — all in one app.
Not just another expense log — personalized insights and recommendations grounded in your real numbers.
Ask plain-English questions about your money and get answers grounded in your real numbers.
MagFy analyzes how you actually spend and recommends the credit card that earns you the most back.
Auto-categorized spending, trend dashboards, and proactive nudges when a category creeps up.
Set a goal, and MagFy tells you exactly how much to save each month to hit it.
Automatically detects subscriptions and recurring bills so nothing sneaks up on you.
Split bills and shared expenses with friends and settle up — free for everyone.
No spreadsheets, no bank linking required to get started.
Add what you spent — MagFy auto-suggests the category.
Spend by category, trend dashboards, and a credit card matched to how you spend.
Get plain-English answers grounded in your actual numbers.
Start free. Upgrade for unlimited history, exports, and 10× more AI advisor use.
A monthly plan (₹99/mo) is also available in the app. Prices are shown in your local currency and processed securely by the App Store / Google Play — MagFy never sees your payment details.
Available for iOS and Android.
Links go live once MagFy is published to both stores.
Yes. Your data is encrypted in transit and stored with row-level access controls, so only you can access it. We never sell your data or use it for advertising. See our Privacy Policy for details.
Yes — subscriptions are managed entirely through your Apple ID or Google Play account. Cancel anytime and you'll keep Premium until the current period ends.
It looks at a summary of your real spending (never raw transaction details) and answers your question in plain English — no generic advice, just your numbers. It's for information only, not licensed financial advice.
MagFy looks at your actual category spend (dining, online, fuel, travel, etc.) and matches it against a catalog of cards to estimate which one earns you the most back. Reward rates and fees shown are indicative and change often — always confirm current terms on the issuer's page before applying.
Yes — creating groups, splitting expenses, and settling up are all free, unlimited, for every user.
Yes, anytime, directly in the app under Settings → Delete account. This permanently removes your profile and all associated data.